With 189 member countries, staff from more than 170 countries, and offices in over 130 locations, the World Bank Group is a unique global partnership: five institutions working for sustainable solutions that reduce poverty and build shared prosperity in developing countries. The World Bank How To Make Money From Questionnaires Germany works in every major area of development. We provide a wide array of financial products and technical assistance, and we help countries share and apply innovative knowledge and solutions to the challenges they face. We face big challenges to help the world’s poorest people and ensure that everyone sees benefits from economic growth. Data and research help us understand these challenges and set priorities, share knowledge of what works, and measure progress.
More than half of the world’s poor don’t have bank accounts, leaving them vulnerable to loss, theft and exploitation. Three quarters of the world’s poor don’t have a bank account, not only because of poverty, but the cost, travel distance and amount of paper work involved in opening an account, according to new data released by the World Bank. 2 a day have saved at a formal financial institution, according to the 2011 survey of about 150,000 people in 148 countries. World Bank’s Global Financial Inclusion Database. The research offers the most comprehensive picture of how adults around the world save, borrow, make payments, and manage risk. Providing financial services to the 2. World Bank Group President Robert B. Harnessing the power of financial services can really help people to pay for schooling, save for a home, or start a small business that can provide jobs for others. World Bank Global Financial Inclusion Database, or Global Findex.
Women make up a disproportionately large share of the unbanked. Melinda Gates, co-chair of the Gates Foundation. The Global Findex can enhance our understanding of how poor households access and use financial services. Asli Demirguc-Kunt, director of development policy and chief economist of the Finance and Private Sector Network, who co-authored the paper analyzing Global Findex data. The database also identifies the barriers to financial inclusion. A day worker in Indonesia tells how his young family is sometimes forced to borrow from loan sharks, underscoring the challenges faced by millions of poor who are not using banks to help manage finances. Leora Klapper, supervisor of the Global Findex and lead economist at the Development Research Group. Money transfers through mobile phones are a form of increasingly popular nontraditional banking, which often doesn’t require users to travel or set up an account at a brick-and-mortar bank.
Sub-Saharan Africa, where traditional banking has been hampered by transportation and other infrastructure problems. The widespread use of informal-savings mechanisms suggests a missed opportunity for the market to provide safe, affordable financial products to the unbanked. For example, adults who don’t use banks or other formal financial institutions often turn to fairly sophisticated methods to manage their finances, such as rotating-savings clubs or credit associations. Each week, those clubs pool deposits from members and give the entire collection to a designated member. Few adults in developing countries use formal financial products to manage risk. The questionnaires used for the survey, available in 15 languages, can be found here. The World Bank encourages countries to use the questions to collect more financial inclusion data, by adding them into censuses or other national surveys. The World Bank Group, All Rights Reserved. You have clicked on a link to a page that is not part of the beta version of the new worldbank.
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If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices. Another way to prevent getting this page in the future is to use Privacy Pass. Check out the browser extension in the Firefox Add-ons Store. Please forward this error screen to 75. Menu IconA vertical stack of three evenly spaced horizontal lines. It’s almost Valentine’s Day, and for many, the pressure is on to find that special someone. Whether you’re simply looking for a date or hoping to find something that lasts, you could benefit from the decades of psychological research on the qualities that women find most attractive in a male partner.
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We’ve rounded up some of the most compelling scientific insights, so you can step up your game. Look for the universal signals of flirtation. Rutgers University anthropologist and best-selling author Helen E. Fisher says that from the depth of the Amazons to the cafés of Paris, women signal interest with a remarkably similar sequence of expressions. First the woman smiles at her admirer and lifts her eyebrows in a swift, jerky motion as she opens her eyes wide to gaze at him. Then she drops her eyelids, tilts her head down and to the side, and looks away. Frequently she also covers her face with her hands, giggling nervously as she retreats behind her palms.
Look for someone “in your league. Men — and women — are attracted to people who are as attractive as they are. In one study, for example, researchers at the University of California at Berkeley looked at the behavior of 60 male and 60 female users on an online dating site. If you go for someone roughly to you in attractiveness, it avoids two things,” Nottingham Trent University psychologist Mark Sergeant, who was not involved with the study, tells The Independent. If they are much better-looking than you, you are worried about them going off and having affairs. In 1969, University of North Carolina sociologist Glen Elder found that looks and wealth tend to find one another — namely, good-looking women tended to settle down with less attractive but wealthier men.
Since then, it’s become a well-confirmed finding in the social sciences. Most recently, a 2010 study found that men pictured with a Silver Bentley Continental GT were perceived as way more attractive than those pictures with a Red Ford Fiesta ST, and a 2014 study found that men pictured in a luxury apartment were rated more attractive than those in a control group. Evolutionary psychologists speculate it’s because women want a mate who can provide for them. Psychologists call it the “George Clooney Effect. As the women become more financially independent, they say they like older guys even more. We think this suggests greater financial independence gives women more confidence in partner choices, and attracts them to powerful, attractive older men,” lead author and University of Dundee psychologist Fhionna Moore said in a statement. While some claim that the beard trend is over, the research says it’s not.
In a 2013 Australian study, researchers had 177 men and 351 women look at images of 10 men in one of four conditions: clean-shaven, light stubble, heavy stubble, or full beard. Participants rated the men pictured on several traits, including attractiveness. Results showed that women say the most attractive beard length is heavy stubble, which comes after about 10 days of growth. An intermediate level of beardedness is most attractive,” they added. In a 2007 University of California at Los Angeles study, 286 women looked at pictures of shirtless men and indicated which ones seemed like they would make the best long- and short-term partners. Results showed that women were more likely to want short-term relationships with the guys who had big muscles.
The evolutionary signal at work here? Sexual characteristics like muscularity are “cues of genes that increase offspring viability or reproductive success,” say authors David A. But Frederick and Haselton took away another telling finding: Less-muscular men were thought to be a better fit for long-term relationships. So if you want to catch a woman’s eye and hold her attention, you may be better off building some muscle but not going overboard. It’s why we think beautiful people are good at their jobs, even when they aren’t necessarily. But as psychologist and writer Scott Barry Kaufman at Greater Good notes, the halo effect works in other ways too.
In a 2014 Chinese study, more than 100 young men and women looked at images of other men and women’s faces and rated them on attractiveness. Each face pictured was paired with a word that described either a positive personality trait — like kindness or honesty — or a negative personality trait — like being evil or mean. Results showed that the people described with positive traits were rated more attractive. Even though beauty is an assessment of fitness value, there is no reason why assessment of fitness needs to be purely physical,” Kaufman writes, meaning that acting kind makes you look like you’d be a stable, worthwhile mate. A 2010 cross-cultural study— with participants from China, England, Germany, and the US — found that women are most attracted to men wearing red. In one experiment featured in the study, 21 female undergrads looked at a black-and-white picture of a man against either a red or white background, and then rated the man’s attractiveness.