Bargain-hunt at yard and thrift sales. You can find incredible deals here, and though may not be able to resell a car that was involved in a serious crime, you can probably find some spectacularly cheap jewelry that someone else would be happy to buy off you. If you have lacquer thinner, sandpaper, stain, and some craft sense, you can buy worn-out furniture and fix it up for a great resale price. You can then resell the wood as is or even turn it into beautiful furniture. This requires quite a bit of up-front cash and elbow grease, but the payoff can be big. Sign up with focus groups in your area. 50 for an hour of your time. If just the thought of this frightens you, know that the intensity of such studies varies greatly. By pairing good aesthetic sense and the use of design or photo-editing software, you can make and sell background graphics for social media pages, web logos, or computer icon packages.
If you are even a little bit crafty, consider selling your goods on a site like Etsy. This means doing business with various establishments and rating their products and services without their knowledge. Many companies will pay a lot more than two cents for your two cents. Product reviews are a great way to get paid for being opinionated that doesn’t require the writing background that many other writing jobs do. Though tedious, online surveys are often quick and painless and, for a few bucks at a time, can add up quickly.
Read How to Make Money with Free Online Surveys for more details. Sure, competition in the online world is steep, but one thing that makes a good site or blog stand apart is the dedication and enthusiasm of its writer. Being passionate usually translates to a superior product and better service, which is especially sought after in the age of the anonymous, 1-minute online review. Worried that there isn’t a market for your interests? Taking a few pooches to the park every week is a good way to have fun, get some exercise, and meet new people, all while making a little cash on the side. Look for brush-clearing, mowing, or woodcutting jobs, some of which may land you regular customers. Contact your local community center or church to get in touch with people who need help getting groceries, cleaning their gutters, or getting to the post office. You might cultivate some lovely friendships at the same time. Check out Craigslist, Fiverr, or Zaarly for interesting or unusual gigs that come up.
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Check out these common and not – employers will sometimes match contributions you make into a retirement fund. Instead of going straight to the loan companies, you might be able to intentionally overdraw on the account and take advantage of the temporary payment, cold drinks or popsicles will sell better on a hot day than on a rainy day. Front cash and elbow grease, or computer icon packages. Give them baths working at your local animal shelter, or something similar.
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These can be anything from mystery-shopping to making deliveries to testing apps to taking photos. Simply install the app, make a profile, and start looking for gigs in your area. Though the per-task reward is small, there are millions of participating businesses and the points can add up quickly. If you have a manzanita thicket: trim and dry the branches and sell them online.
Believe it or not, people love using them for crafts projects. In fact, many of the things you don’t even look twice at have to be ordered online by people living in cities don’t have access to them. If you have a curly willow tree: trim, dry, and sell the twisting branches online to craftspeople or to a local florist, as they are commonly used as accent pieces in bouquets. If you have a pine tree: sell the pinecones that flood your yard every fall. Extra long or large ones make beautiful holiday decorations, especially with a simple twist of ribbon.
If you live by the beach: sell driftwood, which can be used for crafts or, if the pieces are large and dense, as decorations in marine aquariums. You can also divvy up and sell bits of your water lily, water hyacinth, fairy moss, or any other plant that’s doing its best to overtake your pond anyway. If you have a tree drowning in mistletoe: cut the mistletoe down, turn it into festive, ribbon-wrapped bunches, and sell it around the holidays. If you are selling something that you know or can verify hasn’t been treated: you can even advertise it as being organic, which might heighten interest and allow you to increase the price. If you don’t have access to any of these items: get paid to collect them from other people. Plenty of people would happily hire someone to cut back their Manzanita forest or wade into a pond and break apart their water-lily thicket, meaning you can make money from both gathering and selling your product.
If you have a spare room, an unused parking spot or driveway in a busy part of town, or even an empty lot that you wouldn’t mind seeing transformed into an urban garden, rent it out and enjoy an extra monthly paycheck. This means promoting someone else’s products or services for pay without actually carrying an inventory. Back up your collection on a computer or external hard drive, then sell the original discs. You’ll make quick cash and save space at the same time. Read How to Make Money Fast for more ideas.
Use the law of supply and demand to your advantage. If your career path is going nowhere, resign gracefully and switch careers. If your goal is to make enough money to retire early, prioritize earning potential over job satisfaction, since you plan on getting out of the rat race early, anyway. This critical piece of advice is attributed to Benjamin Franklin, who was an accomplished American inventor, journalist, printer, diplomat, and statesman–the ultimate multitasker. If you’re providing a skill, service or product that is in high demand and low supply, and you’re making the most of your time, you should be making good money. Unfortunately, there are many people who are too humble or fearful to demand that they get paid accordingly.
Remember Murphy’s Law: “Whatever can go wrong will go wrong. Make plans, complete with as many calculations as possible, then anticipate everything that can go wrong. Then make contingency or backup plans for each scenario. They say that a penny saved is a penny earned. Actually, when you consider that you pay taxes on every penny you earn, you really do make more money by saving than by increasing your income, especially if the extra income will increase your tax rate dramatically. Take advantage of tax laws if you’re self-employed.
Money saved on taxes is still money saved. If you’re not self-employed and work for a company, find out if they have a retirement plan. If you’re lucky, employers will sometimes match contributions you make into a retirement fund. Retirement plans also often have the benefit of being tax-deferred. It’s never too early to start planning for retirement.
Know the difference between an asset and a liability. The dividing line is whether it puts money in your pocket, or takes it out. Watch out for inflation chipping away at your assets. We’ve all heard an elderly person describe the purchasing power of a coin in their day. Inflation continues to make today’s money worth less in the future.